Preparing for the Future? We Have Options!

Hey there, Neighbor!

Whether you have a little or a lot, we have options!

Pick your term (6, 9, or 12 months) on a share certificate and earn up to 5.1% APY* or open a Freedom Savings to earn 7.0% APY** on your first $1,000.

Not a Member yet? No Problem! Get started Get started to join MyUSA Credit Union to join MyUSA Credit Union with our simple 5 minute process.

Then, log in to mobile or online banking to pick your certificate term!

Login

Not a Member yet? No Problem! Get started Get started to join MyUSA Credit Union to join MyUSA Credit Union with our simple 5 minute process.

Then, log in to mobile or online banking to open a Freedom Savings!

Login

Want us to do the work? Call 800-633-8905 and one of our friendly Best Financial Friends will set you up!

About Us

We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.

MyUSA Credit Union has been proudly serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.

*APY = Annual Percentage Yield. Share certificate APY disclosed effective as of 1/8/2024 and includes BFF Perks rate bonus of 0.25%. Offer and rates are only available on 6, 9 or 12 month terms during the promotional period, and are subject to end without notice. Minimum deposit $500 to open and earn dividends. Other rates, terms and fees may apply including penalty for early withdrawal; speak to a MyUSA associate for details. BFF Perks program terms and conditions subject to change or end without notice.  BFF Perks status may change monthly as loan rate awards will be applied the first day of the month and share certificate rate rewards will be on the last day of the quarter.  Both will be based upon the prior month-end qualifying account status.  To receive BFF Perks rewards, a member must have a minimum of two qualifying accounts which may include a checking account, share certificate, credit card, personal loan, line of credit, HELOC, auto, boat, RV or motorcycle loan.  BFF Perks rewards include a 0.25% rate reduction on all auto, boat, RV or motorcycle loans and a 0.25% dividend rate bonus on share certificates.  Any checking account with a negative balance or delinquent loan obligation as of the previous month-end may not be considered an eligible qualifying account in calculation of that month’s BFF Perks.  Other terms, conditions, limits and fees may apply; speak to a MyUSA associate for details.

**APY = Annual Percentage Yield.  APYs disclosed effective as of 8/22/2023 and may change after account is opened. 7.00% APY will be paid only on the portion of your average daily balance that is greater than $0.00 but less than $1,000.01. The portion of your average daily balance greater than $1,000 will earn an APY of the current standard published rate, 0.05% as of 8/22/2023. There is no minimum balance to open a Freedom Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Freedom Savings Account. Limit one Freedom Savings per social security number. A balance of $0.01 is required to earn dividends; fees may reduce earnings. Eligible only for individual accounts. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. For additional account information, speak to a MyUSA Associate for details.