Looking for a New Home?
We’ll pay up to $3,000 toward closing costs*!
Your mortgage loan pre-qualification is just minutes away!
Want us to do the work? Call 800.633.8905 and one of our friendly BFFs will help you get set up.
Online Mortgage Center
We’ve streamlined the entire mortgage process to bring you a faster, more advanced way to finance your home. Start by finding your best rate. Or use our calculators to find out if you’re ready to buy, how much you can afford, and more. Your mortgage loan pre-qualification is just minutes away!
Apply for a mortgage now pre-qualify in just minutes! NMLS#442068
Home Loan Center
Home is where your heart is: where you feel most comfortable; where your life is centered; where memories are made. A home can also be one of your most important financial decisions.
To provide you the information and assistance you need, click here for handy calculators, an Education Center with helpful articles and the myCUmortgage team of Loan Officers who will guide you through the application process and be there for you every step of the way.
Mortgage Loan Calculators
Every potential new homeowner shares similar questions: What will my monthly mortgage payment be? Is it better to buy or rent? What’s my loan to value ratio (LTV)? These mortgage loan calculators will give you great estimates on these and many other homebuying questions.
Finding the Right Home for You
When you’re looking for a new home, the list of things you want in your new home seems endless. The key to getting the smartest home for you is to see how your new home will accommodate your needs and future lifestyle changes. Aside from enough storage space and the fenced yard for Fido, we compiled a list of practical things to look for when shopping for a home.
Get the Most Out of MyUSA
About Us
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.
MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.
*Annual Percentage Rate (APR) for a MyUSA Credit Union 30-year mortgage is 6.25% with closing costs of over $3,000. As an example, based on a $100,000 loan amount with a 10% down payment, estimated monthly principal and interest payments on a 30-year mortgage would be approximately $554. (Excludes points, taxes and insurance; total payment will be higher). APR and rate effective as of 6/12/2024 and subject to change. Loan amounts range from $50,000-$550,000. Down payment of 10% or more required. Maximum Loan-to-Value (LTV) of 95%. Closing costs of up to $3,000 paid by Credit Union include processing fees, underwriting fees, report fees, origination fees and appraisal. Escrow, prepaids, taxes, insurance and accrued interest are the responsibility of the borrower. Other fees may apply and are the responsibility of the borrower. Available for purchase or refinance of residential property on a one to four family dwelling; Cannot be used to refinance an existing MyUSA loan. Loan terms may vary depending on property appraisal and each individual’s credit history and underwriting factors. Not all applicants will qualify. Consult a tax advisor regarding the deductibility of interest. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. Does not apply on VA loan. Speak with a MyUSA CU Associate for program details. MyUSA CU NMLS #442068