Renovate! Don’t Relocate.
Earn an extra $300 when you advance $15k on a new or existing HELOC*.
Get Started in 60 Seconds
Your home is more than just a place to live—it’s a powerful financial resource! With a Home Equity Line of Credit (HELOC) from your Best Financial Friend, you can turn your home’s value into cash for the things that matter most. Whether you’re planning home renovations, consolidating debt, or even taking that dream vacation, a HELOC gives you the flexibility and freedom to use your funds your way.
For a limited time, when you advance $15,000 or more on a new or existing HELOC, we’ll give you $300—just our way of helping you get even more from your home’s equity. Plus, there are no closing costs, making it easier than ever to access the funds you need without extra fees holding you back.
Ready to get started? Let’s chat today and see how we can help you reach your financial goals—just like a Best Financial Friend should!
What is a HELOC?
Using the equity in your home, the open-ended structure of a line of credit option allows you to borrow only what you need, as you need it. As you pay back what you’ve borrowed, that money becomes available again for future use without having to reapply.
Get the Most out of MyUSA
About Us
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.
MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.
*Home Equity Line of Credit (HELOC) Annual Percentage Rate (APR) is variable and based on a range of 1.00% below Prime to 4.00% above the current Prime Rate as listed in the Wall Street Journal as of the last business day of each month. As the Prime Rate changes, the APR on your account will also change. The APR may vary depending upon each individual’s credit history, credit line, loan-to-value (LTV) and underwriting factors, currently ranging from 6.50% – 11.50%. The minimum APR that can be applied is 3.00%, and maximum APR that can be applied is 18.00%. An annual inactivity fee of $50 may apply.
In order to be eligible for $300 incentive, 1) new HELOCs must be in application process by April 30, 2025 and have a loan advance of at least $15,000 within 90 days of HELOC closing date, and 2) existing HELOCs must have at advance of at least $15,000 by April 30, 2025. $300 will be deposited into member’s Main Share within 45 days of eligible loan advance.
For a limited time, MyUSA will waive the closing costs associated with a HELOC. If borrower cancels loan application while in process or chooses to not close the loan upon approval (regardless of approved amount), the borrower/member will be responsible for reimbursement of the closing costs (including appraisal, flood cert, title search and recording fees). Offer valid only on primary, owner occupied residence and loan-to-value of 80% or less. Property insurance is required, including flood insurance where applicable. Consult a tax advisor regarding the deductibility of interest. In order to open a HELOC, you must become a MyUSA member and satisfy MyUSA’s underwriting criteria; not all applicants will qualify. Programs, rates, terms and conditions are subject to change or end without notice. Cannot be combined with any other offer. Speak with a MyUSA CU Associate for details. MyUSA CU NMLS #442068