Earn up to 4.79% APY* with our Certificate of Deposit.
Already a MyUSA Member? Simply log in to online or mobile banking and pick the 7-month term to start earning 4.79% APR.
Let’s Get Started!
Want us to do the work? Call 800-633-8905 or click our Live Chat in the lower right corner and one of our friendly BFFs will help set it up for you!
What is a Certificate of Deposit?
Earn more with a Certificate of Deposit! If you’re seeking to earn more money on your savings, a certificate may be the answer! Certificates pay higher dividend rates since the funds remain on deposit for a fixed period of time.
The minimum balance is $500. You can earn up to 4.79% APY.
Get the Most out of MyUSA
Open a Certificate of Deposit Now
Already a MyUSA Member? Simply log in to online or mobile banking and pick the 7-month term to start earning 4.79% APR.
About Us
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.
MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.
*APY = Annual Percentage Yield. Share certificate APY disclosed effective as of 8/26/2024 and includes BFF Perks rate bonus of 0.25%. Offer and rate are only available on 7-month term during the promotional period and are subject to end without notice. Minimum deposit $500 to open and earn dividends. Offer applicable for current member certificate of deposit at maturity date for rollovers and/or new money not currently on deposit with MyUSA Credit Union. Other rates, terms, and fees may apply including penalty for early withdrawal; Speak to a MyUSA Associate for details. BFF Perks program, terms, and conditions subject to change or end without notice. Points are calculated on the last day of each month based on specific product usage to receive BFF Perks the following month. Account status can change monthly. Points are calculated as follows: all checking accounts, active loans, share certificates, and credit cards are each valued at 25 points. 50 points are needed to qualify for BFF Perks. Loan rate reduction applies to all auto, boat, RV, and motorcycle loans. BFF Perks loan rate reductions are figured in when calculating rate match rates. Share certificate bonus applies to all share certificates. Any savings account or checking account with a negative balance on the last day of the month will each result in a deduction of 25 points. Any loan that is delinquent on the last day of the month will result in a deduction of 50 points. Other terms, conditions, limits, and fees may apply; speak to a MyUSA associate for details. BFF perks will start 90 days after qualifying account has been established.