Get – or Stay – on the Road for Less!
For a limited time, we’re offering a rate as low as 6.12% APR* for 2017 and newer autos.
Shopping for a new car or a lower payment? Your Best Financial Friend (BFF) is here to help! Get started in 60 seconds and take advantage of these great, limited-time only rates.
Our easy online application, flexible terms, and great low rates get -or keep – you on the road for less. We can help with:
- New purchases
- Lower monthly payments
- Skip 3 months of payments
- Get cash equity from your vehicle
Get Started in 60 Seconds
MyUSA Auto Loan Benefits
- Find your next car with our Car Buying Made Simple Site
- Free CARFAX
- Qualify for up to 125% financing
- Pay your loan off early with no penalty
- Pay your loan ahead
- Ask about our loan discounts
Loan Protection
We know how much you depend on your vehicle, that’s why we offer several loan protection products to protect you, your family, and your budget. Our friendly team is here to explain your options so you can decide how to best protect your investment!
Questions?
Contact us at 800.633.8905 or click our Live Chat button in the lower right-hand corner. We’re here to help!
Get the Most out of MyUSA
About Us
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education.
MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.
*Annual Percentage Rate (APR) quoted valid on New and Used Auto and Truck loans, years 2017 and newer, for a maximum term of 63 months to members who qualify and have BFF Perks. Other rates and terms available. APR may vary depending on each individual’s credit history and underwriting factors. Loans will be approved up to current loan limits and under normal underwriting conditions. Offer excludes motorcycle loans, home equities, credit cards and any other loan not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance an existing MyUSA loan. In order to open a loan, you must first become a MyUSA CU member, be 18 years of age, and satisfy MyUSA underwriting criteria; not all applicants will qualify. Member is not required to make any payments for up to to 90 days after the date the loan is closed, but interest accrues. If debt protection is purchased and added to the loan, the first payment MUST be made by the 90th day from the date the loan is closed or debt protection will be cancelled. Offer subject to change and end without notice. Offers cannot be combined with any other offer. Your APR will be between 6.37% and 20.50% based on creditworthiness at time of application for loan terms of 36-63 months. For example, if you get approved for a $10,000 loan at 6.37% APR for a term of 63 months, you’ll pay $187.17 with no Payment Protection. If financing the $95 processing fee and title fees ranging from $15-$32, the modified interest rate is as low as 6.756%, before BFF Perks. Other terms, conditions, limits, and fees may apply; speak to a MyUSA associate for details. BFF Perks program terms and conditions subject to change or end without notice. BFF Perks status may change monthly as loan rate awards will be applied the first day of the month and share certificate rate rewards will be on the last day of the quarter. Both will be based upon the prior month-end qualifying account status. To receive BFF Perks rewards, a member must have a minimum of two qualifying accounts which may include a checking account, share certificate, credit card, personal loan, line of credit, HELOC, auto, boat, RV, or motorcycle loan. BFF Perks rewards include a 0.25% rate reduction on all auto, boat, RV, or motorcycle loans and a 0.25% dividend rate bonus on share certificates. Any checking account with a negative balance or delinquent loan obligation as of the previous month-end may not be considered an eligible qualifying account in calculation of that month’s BFF Perks. BFF perks will start 90 days after qualifying account has been established. Other terms, conditions, limits, and fees may apply; speak to a MyUSA associate for details.