Get the car you want with a payment that’s significantly lower than a typical auto loan! You’ll have financial flexibility thanks to your term, your choice of a new or used vehicle, and no money down!

Smarter Auto Financing – Flexible & Affordable
- Lower Payments – Save 30-45% compared to traditional financing.
- You Own It – Enjoy full ownership with flexible terms.
- New & Used Vehicles – Up to 5 years old (eligibility may vary).
- Little to No Down Payment – Even taxes & fees can be rolled in.
- Custom Mileage Plans – Choose from 7,500 to 18,000 miles per year.
- No Prepayment Penalties – Pay off early without extra fees.
- Flexible Options – Trade, sell, or refinance anytime.
- End-of-Term Choices – Trade, sell, refinance, or return & walk away.
- Easier Upgrades – Switch cars every few years hassle-free.
- Smarter Spending – Keep more cash for other purchases or investments.
Simple, flexible, and built around you!
Get the Most out of MyUSA
About Us
We’re on a path to helping Ohioans achieve more! MyUSA Credit Union is focused on being your Best Financial Friend (BFF) for life by building the strongest communities possible through financial education. MyUSA Credit Union has been serving Ohioans for nearly a century. From our humble beginnings in the steel and communications industries to a forward-thinking and inclusive institution serving all of the Miami Valley, we are now stronger than ever. Poised to focus on YOUR financial success. We want to be another reason you love to call Southwest Ohio home.